Motor & personal
2
Motor
Cover for private and commercial vehicles, from statutory third party through to comprehensive.
Specialty Insurance
Cover for travel, and for portable, high-value or easily removed property.
- Covers
- 5
- Typically for
- Travellers, retailers, and anyone carrying valuables or cash.
In practice
These are the covers that fill the gaps a standard property policy leaves. Property policies generally protect things while they sit at the insured address; specialty covers follow the laptop, the camera, the takings and the travelling employee once they leave it.
Most are inexpensive relative to the values at stake, which is why they are worth reviewing as a group rather than one at a time.
What it covers
5 covers
- Travel Insurance
- Medical treatment abroad, repatriation, cancellation and baggage, for single trips or annual multi-trip cover.
- Burglary and Theft
- Stock, contents and equipment taken by forcible and violent entry to the premises.
- All Risks Insurance
- Follows portable items wherever they go, covering accidental loss or damage away from the premises.
- Money
- Cash in transit, on the premises in and out of business hours, and in the personal custody of employees.
- Plate Glass Insurance
- Replaces shopfronts, windows and fixed glass broken by accident or malicious damage.
Cover names are those used in the Zambian market; the exact scope of any policy depends on its wording and endorsements. We will set out what a quotation does and does not include before you bind it.
Get in touch
Ask about specialty insurance
Tell us what you need to cover and a broker will come back with options from the licensed market. There is no charge for a quotation.
Related classes
All classesLife & people
4
Accident & Miscellaneous
Cover for injury to people and for losses caused by the dishonesty of those you employ.
Agriculture
4
Agriculture
Cover for crops, livestock and yield, including weather index parametric products.