Business insurance
2
Liability
Cover for claims brought against you by third parties, including claims arising from professional advice.
Marine
Cover for goods in transit, for the vessels that carry them, and for the liabilities that arise at sea.
- Covers
- 2
- Typically for
- Importers, exporters, transporters and vessel operators.
In practice
Zambia is landlocked, so most marine cargo here is really a multi-modal risk: goods move by sea to Dar es Salaam, Beira or Durban and then several hundred kilometres by road. Cover needs to follow the whole journey, including the inland leg and any storage in between, which is where single-transit policies most often fall short.
Where you trade regularly, an open cover declared periodically is usually cheaper and less error-prone than insuring each shipment separately.
What it covers
2 covers
- Marine Cargo & Hull Insurance
- Cargo covers goods while in transit by sea, air or road; hull covers the vessel itself.
- Marine Liability
- Liability to third parties arising from operating a vessel, including damage and pollution.
Cover names are those used in the Zambian market; the exact scope of any policy depends on its wording and endorsements. We will set out what a quotation does and does not include before you bind it.
Get in touch
Ask about marine
Tell us what you need to cover and a broker will come back with options from the licensed market. There is no charge for a quotation.
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