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Insurance products

A peace of mind

We’re here to assist you with exploring protection opportunities. Every cover below is placed with our panel of insurers and quoted against your actual exposure — not a template.

9 classes · 31 covers

Business insurance

Cover for premises, plant, stock, liabilities and contractual guarantees.

Protection for buildings, plant and stock, and for the income lost while damage is being put right.

  • Fire & Allied Perils
  • Business Interruption Including Loss of Profits
  • Engineering Insurance
  • Property All Risks
  • Engineering

What property & casualty covers

Marine

2 covers

Cover for goods in transit, for the vessels that carry them, and for the liabilities that arise at sea.

  • Marine Cargo & Hull Insurance
  • Marine Liability

What marine covers

Liability

2 covers

Cover for claims brought against you by third parties, including claims arising from professional advice.

  • Public (Third Party) Liability
  • Professional Indemnity

What liability covers

Motor & personal

Vehicles, travel, and the possessions that move around with you.

Motor

2 covers

Cover for private and commercial vehicles, from statutory third party through to comprehensive.

  • Comprehensive Cover (Private & Commercial)
  • Third Party Cover

What motor covers

Life & people

Cover for individuals, families and the people on your payroll.

Cover for individuals, families and staff, from medical schemes through to keyman protection.

  • Personal and Group Life
  • Medical
  • Funeral
  • Keyman Insurance

What life & health covers

Agriculture

Crop, livestock and weather-index cover for Zambian farming.

Agriculture

4 covers

Cover for crops, livestock and yield, including weather index parametric products.

  • Crop
  • Livestock
  • Horticulture
  • Aerial Yield and Weather Index Parametric Covers

What agriculture covers

Not seeing what you need? Many risks are arranged on a bespoke basis — tell us what you need to cover and we’ll come back with options.

Insurers

The market we place in

As brokers we are not tied to one insurer. We approach the market on your behalf and put the terms side by side. Below is every general and long-term insurer licensed to write business in Zambia.

General insurers

Non-life · 23

  • A Plus General Insurance Limited
  • Adelvis General Insurance Limited
  • Advantage Insurance Limited
  • Africa Pride Insurance Company
  • African Grey Insurance Limited
  • Discover Insurance Company Limited
  • General Alliance Insurance Zambia Limited
  • Golden Lotus Insurance Company Limited
  • Goldman Insurance Limited
  • Hollard Insurance Zambia Limited
  • Indigo General Insurance Limited
  • Innovate General Insurance Limited
  • Klapton Insurance Zambia Limited
  • Madison General Insurance Company Zambia Limited
  • Mayfair Insurance Company (Z) Limited
  • Meanwood General Insurance Limited
  • Nico Insurance Zambia Limited
  • Phoenix of Zambia Assurance Company (2009) Limited
  • Professional Insurance Corporation Zambia PLC
  • Savenda General Insurance Limited
  • Swan General Insurance Company Zambia Limited
  • Veritas General Insurance PLC
  • ZSIC General Insurance Limited

Long-term insurers

Life · 10

  • ABSA Life Zambia Limited
  • Best Life Insurance Limited
  • Hollard Life Assurance Zambia Limited
  • Liberty Life Zambia Limited
  • Madison Life Insurance Company Zambia Limited
  • One Life Assurance Zambia Limited
  • Prudential Life Assurance Zambia Limited
  • Sanlam Life Insurance Zambia Limited
  • Specialty Emergency Services Limited
  • ZSIC Life Limited

Register of licensed insurance entities published by the Pensions and Insurance Authority, 2024. Insurers are licensed annually — check the Authority's current register before relying on this list.

Get in touch

Request a quotation

Send us the details and a broker will put together a comparison for you. There is no charge for a quotation.